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Platform feature
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Funding Souq
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Republic Platform
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What model of crowdfunding is the platform?
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- Debt-based crowdfunding: SMEs borrow money to fund their growth. Investors get paid back in monthly installments, with profit.
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- Equity crowdfunding: investors buy stakes in startups or projects and earn returns based on the company’s performance. |
What returns can investors expect?
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Investors can expect a net yield of up to 15% and an IRR of up to 23% as monthly repayments allow for compound return.
To understand the difference between Yield and IRR read our blog here. |
There are no guaranteed or predictable returns.
Returns depend on the success of the project or company. This typically means receiving a payout from an exit event, like an IPO or acquisition. You receive a payout based on your shares.
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| When are investors paid? |
Investors receive monthly principal and profit repayments. This enables compounding as these repayments are returned. |
There is no set timeline for when investors get paid since it typically depends on an exit event.
One industry analysis found an average holding period of 2.5 years before an exit or failure of a crowdfunded company. |
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Who can invest?
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Funding Souq’ can onboard nearly all nationalities, allowing almost anyone to invest in Saudi and UAE-based businesses. |
Nearly anyone worldwide at least 18 years old can invest.
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What are you investing in exactly?
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You are investing in pre-screened SMEs based in the UAE and Saudi Arabia, providing them with working capital finance to help them grow. |
You are investing in US-based early-stage startups, as well real estate projects and crypto tokens.
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What is the minimum investment?
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The minimum investment is SAR/AED 1,000, or approximately $270. |
Investment minimums run as low as $50, but vary by offering.
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What is the maximum investment?
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- In Saudi Arabia
Retail investors can invest up to SAR 250,000 per year and up to 25% of any opportunity’s total requested amount.
In the UAE
Retail investors can invest up to AED 365,000 per year and AED 36,000 per business.
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Maximums vary based on offering and depend on investor income and net worth.
The SEC caps investors at 10% of annual income or net worth, whichever is greater, and 5% for those making less than $124,000 per year.
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What are the fees for investors?
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Zero hidden fees.
The returns displayed on the platform are net of any applicable fees. The presented return is what you should expect to earn.
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Administrative fee: 2.5% of the investment, with a minimum of $5 and maximum of $250.
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Are all finance and investment operations sharia-compliant?
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Yes. You can find more
details about our Shariah certification here
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No. Though the platform lists some offerings which are sharia-compliant
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