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Attractive risk-adjusted returns
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Short investment horizons with monthly repayments
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Minimum investment amount
Invest and Grow
Achieve up to 15% Yearly Income through Sharia-Compliant Small Business Finance.
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Attractive risk-adjusted returns
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Short investment horizons with monthly repayments
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Minimum investment amount
How it works
Auto-investing
Balanced Auto-investing
13%-15% p.a.
Our system will invest up to 10% of your total portfolio in any one business. This diversification reduces the probability of capital loss.
Balanced Auto-investing is designed for investors who aim to achieve the optimal risk and return trade off from all opportunities.
Receiving and reinvesting your monthly repayments can boost your returns beyond 15%.
Conservative Auto-investing
10% p.a.
Our system will invest up to 5% of your total portfolio in any one business. This diversification reduces the probability of capital loss even further but also decreases the potential return as the investing process will take longer.
Conservative Auto-investing is designed for investors whose priority is capital preservation as opposed to making the most of all available opportunities.
Receiving and reinvesting your monthly repayments can boost your returns beyond 13%.
Investment
Calculator
Balanced Auto-investing
Conservative Auto-investing
Invested Amount
AED
Annual Net Yield
%
Total Return
%
Total Cash Return
AED
Investing with Funding Souq
| empty |
Private Credit
via Funding Souq
|
Real Estate |
Stock Market
(S&P500)
|
High Yield Sukuk or Bonds |
|---|---|---|---|---|
| Target Net Returns | 15% p.a | 8% p.a | 9.4% p.a | 6% p.a |
| Time to Double Your Investment | 4.8 Years | 9 Years | 7.7 Years | 12 Years |
| Regular Monthly Income | ||||
| Low Correlation to Other Asset Classes |
Who can invest on Funding Souq?
Individual Investor
Individuals can invest up to AED 180,000 per calendar year and AED 18,000 in any one business.
Professional Investor
Professional investors don’t have an investment limit. To be classified as a professional investor you need to prove that your net worth exceeds $1m.
Corporate Investor
Companies that register as investors are classified as Corporate Investors.
Shariah Compliance
Funding Souq offers Shariah-compliant investment and financing solutions. We are dedicated to following Islamic principles, with a Sharia Supervisory Board ensuring compliance.
Supporting Local SMEs
Working in the diesel trading industry requires continuous maintenance of our premises to ensure safety of our operations. In the pandemic our cashflows got affected and we reached out to Funding Souq. The team was very quick and transparent in responding to our needs.
Arbab Kamal Ahmad,CEO
Shining Star Diesel
Our vision is to expand and provide logistic services all around the world. For our UAE operations, Funding Souq has been a reliable funding partner as they quickly acted on our finance need. I look forward to working with Funding Souq in the future again.
Freight Move Logistics,CEO
Tinil Mukkalitharayil Markose
This is the third time we borrow from Funding Souq and overall the experience has been positive. The funds helped us secure a large project that really moved the needle for our company.
Pansoft Technologies,CEO
Mohammed Nazim Shaikh
Testimonials
Hani Alrifai
Private Investor
Family Business
“ I was able to diversify my investment and lower my risk by investing in 25 different businesses without any additional effort. ”
Mohammed Arab
Sales Director
Zid E-commerce
“ The team was very quick to respond to my queries. Very smooth. ”
Christian Kunz
Head of Group Strategy and Innovation
DIFC
“ The overall experience was simple & easy. I applied and got the approval in less than 48 hours. The rest of the process was very simple. ”
Mohammed Khalfan
Managing Director
Al Anwar Trading & Contracting
“ The platform and the investments are decent and at times I wish I wasn’t limited to the $5,000 regulatory limit as I don’t qualify to be a professional investor. ”
Yaseen Al-Tajer
Project Engineer
Cummins Inc
“ It is easy to track both the past transactions and the future repayments. I like how it is accessible to check everything straightforward. ”
In the News
Islamic finance entrepreneurs eye new frontiers
The global Islamic finance services industry’s value hit $2.19tn in 2018, according to the Islamic Financial Services Board. But growth was slower than the previous year, at a rate of 6.9 per cent rather than 8.5 per cent. The board said geopolitical and economic trends were partially behind the slower pace of expansion.
Saudi Crowdfunding Platform Funding Souq Raises $2.5M In Seed Capital
Saudi-based crowdfunding platform Funding Souq said that it has raised $2.5 million in a seed funding round, bringing its total funding so far to $2.82 million.The latest funding round was led by angel investors, including the Partner at 500 Global Amal Dokhan, Omar Aljeraisi, Christian Kunz, and existing investors Partner at STV Mazin Alzaidi, Musaab Hakami, and IslamicFinanceGuru.
التمويل ليس هاجساً وحيداً أمام تطور الشركات الناشئة السعودية
استطاعت الشركات الناشئة السعودية تحقيق نتائج إيجابية خلال العام الماضي لاسيما من ناحية الحصول على الأموال، الذي مثّل هاجساً لنظيراتها في الأسواق الإقليمية والعالمية. بعيداً عن التمويل، فإن بيئة الأعمال الخاصة بالشركات الناشئة في المملكة تنطوي على تحديات عدّة، وعلى مختلف مراحل مسيرة هذه الكيانات، بدءاً من القدرة على التوسع لأسواق خارجية، مروراً بندرة المعلومات والموارد البشرية، وصولاً إلى عمليات التقييم وصفقات تخارج المستثمرين من هذه الشركات.
Our Partners
Frequently Asked Questions
Funding Souq is a crowdfunding platform that connects established businesses with investors. The platform uses technology to connect both parties through the principle of crowdfunding, - i.e. raising small amounts of funds from many individuals.
Yes, Funding Souq is committed to offering investment and borrowing opportunities that align with the principles of Shariah. We are certified by Dar Al Sharia, a subsidiary of Dubai Islamic Bank. To view our Sharia certificated you can click here.
Step into a world where profits, security, and SME growth go hand in hand. Our platform provides data-backed investments, diverse opportunities, and a nurturing environment for small and medium enterprises.
Empowering Investors with Intelligent Solutions!
1. Monthly Passive Income: Discover smart investing with monthly repayments, offering you a steady passive income. with options for automated investment, helping to maximize your returns.
2. Investing For All: making it easy, accessible, and exciting fo everyone!
3. Diverse Opportunities: Gain exclusive access to attractive markets in the UAE, KSA. Our platform connects you to a variety of diverse investment opportunities.
4. Data-Driven Decisions: Make smarter investment choices with our data-driven approach to assessing SME lending risks and enhancing credit model performance.
Supporting SMEs Towards Unprecedented Growth!
1. Quick Funding Approval: With our 3-day funding approval process, take your first step towards securing your business growth.
2. Affordable, Customized Rates: We offer competitive, customized rates tailored to your needs, supporting your business's growth with affordable financial solutions.
3. Hassle-free Approach: No need to open a bank account.
Choose Funding Souq for smart investment and empowered growth.
Funding Souq has the best in breed security features such as encryption, identity and access management, and network security. These features are applied across the whole platform from the holding of data, application access, web communications, and back office operations. We are committed to implement and continuously improve security-aware software development, operational management, and threat-mitigation practices that are essential to the strong protection of services and data.
The platform acts as a marketplace for investors looking to invest their money and businesses seeking funding. Investors can register on the website and if approved they will be allowed to deposit funds onto the platform or invest in businesses directly. As the businesses repay, the investor can choose whether to re-invest or withdraw their funds. Businesses seeking to borrow funds can go through the registration process and, if successful, will be asked to provide supporting documents. Once received, Funding Souq will conduct extensive due diligence on the underlying business and in turn either approve or reject the financing request. If approved, a fundraising campaign will be launched, and approved investors will have the option to finance the request. Conditional to the finance request being fully funded, the funds will be released and sent to the business. Funding Souq will manage the repayment process and facilitate installments made by the borrowers to the corresponding investors.