Attractive risk-adjusted returns
Short investment horizons with monthly repayments
Minimum investment amount
How it works
Auto-investing
Balanced Auto-investing
13%-15% p.a.
Finance a range of creditworthy businesses to build a balanced portfolio. We’ll only allocate 10% or less of your total portfolio to any one business.
Receive and reinvest your monthly repayments to increase your returns up to 15% per year.
Balanced Auto-investing aims is to achieve the highest possible returns from the available opportunities whilst diversifying your risk.
Conservative Auto-investing
10.4%-13% p.a.
Your funds will only be allocated to businesses that are backed by a government guarantee or physical collateral.
Receive and reinvest your monthly repayments to increase your returns up to 11.7% per year.
Conservative Auto-investing is ideal for a risk-averse investor whose priority is capital preservation.
Investment Calculator
Invested Funds
100,000 AED
Investment Period
3 Months
Balanced Auto-investing
Invested Amount
100,000 AED
Yield
15%
Total Return
3.75%
IRR
20.15%
Total Cash Return
103,750 AED
Private Credit with Funding Souq
Private Credit via Funding Souq | Real Estate | Stock Market (S&P500) | High yield Bonds or Sukuk | |
|---|---|---|---|---|
| Target Net Returns | 15% p.a | 8% p.a | 9.4% p.a | 6% p.a |
| Time to Double Your Investment | 4.8 Years | 9 Years | 7.7 Years | 12 Years |
| Investment Horizon | As little as 6 months | Years | Varies | Varies |
| Regular Monthly Income | ||||
| Low Correlation to Other Asset Classes |
Shariah Compliance
At Funding Souq, our core values revolve around offering investment and borrowing opportunities that align with Shariah principles. These opportunities are arranged through a Murabaha structure, which is widely recognized as the industry standard for Islamic business finance. We have obtained our Shariah compliance certificate from Dar Al Sharia, a subsidiary of Dubai Islamic Bank. To ensure our commitment to these principles, our in-house Sharia Supervisory Board diligently evaluates each investment opportunity, conducting regular reviews of our processes. For more details, you can access our certificate by clicking
Supporting SMEs
Working in the diesel trading industry requires continuous maintenance of our premises to ensure safety of our operations. In the pandemic our cashflows got affected and we reached out to Funding Souq. The team was very quick and transparent in responding to our needs.
Arbab Kamal Ahmad,CEO
Shining Star Diesel
Our vision is to expand and provide logistic services all around the world. For our UAE operations, Funding Souq has been a reliable funding partner as they quickly acted on our finance need. I look forward to working with Funding Souq in the future again.
Tinil Mukkalitharayil Markose,CEO
Freight Move Logistics
This is the third time we borrow from Funding Souq and overall the experience has been positive. The funds helped us secure a large project that really moved the needle for our company.
Mohammed Nazim Shaikh,CEO
Pansoft TechnologiesTestimonials
Christian Kunz
Head of Group Strategy and Innovation
DIFC
“The overall experience was simple & easy. I applied and got the approval in less than 48 hours. The rest of the process was very simple.”
Mohammed Khalfan
Managing Director
Al Anwar Trading & Contracting
“The platform and the investments are decent and at times I wish I wasn’t limited to the $5,000 regulatory limit as I don’t qualify to be a professional investor.”
Yaseen Al-Tajer
Project Engineer
Cummins Inc
“It is easy to track both the past transactions and the future repayments. I like how it is accessible to check everything straightforward.”
Hani Alrifai
Private Investor
Family Business
“I was able to diversify my investment and lower my risk by investing in 25 different businesses without any additional effort.”
Mohammed Arab
Sales Director
Zid E-commerce
“The team was very quick to respond to my queries. Very smooth.”
Christian Kunz
Head of Group Strategy and Innovation
DIFC
“The overall experience was simple & easy. I applied and got the approval in less than 48 hours. The rest of the process was very simple.”
Mohammed Khalfan
Managing Director
Al Anwar Trading & Contracting
“The platform and the investments are decent and at times I wish I wasn’t limited to the $5,000 regulatory limit as I don’t qualify to be a professional investor.”
Yaseen Al-Tajer
Project Engineer
Cummins Inc
“It is easy to track both the past transactions and the future repayments. I like how it is accessible to check everything straightforward.”
Hani Alrifai
Private Investor
Family Business
“I was able to diversify my investment and lower my risk by investing in 25 different businesses without any additional effort.”
Mohammed Arab
Sales Director
Zid E-commerce
“The team was very quick to respond to my queries. Very smooth.”
Christian Kunz
Head of Group Strategy and Innovation
DIFC
“The overall experience was simple & easy. I applied and got the approval in less than 48 hours. The rest of the process was very simple.”
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In the News
Islamic finance entrepreneurs eye new frontiers
The global Islamic finance services industry’s value hit $2.19tn in 2018, according to the Islamic Financial Services Board. But growth was slower than the previous year, at a rate of 6.9 per cent rather than 8.5 per cent. The board said geopolitical and economic trends were partially behind the slower pace of expansion.
Saudi Crowdfunding Platform Funding Souq Raises $2.5M In Seed Capital
Saudi-based crowdfunding platform Funding Souq said that it has raised $2.5 million in a seed funding round, bringing its total funding so far to $2.82 million.The latest funding round was led by angel investors, including the Partner at 500 Global Amal Dokhan, Omar Aljeraisi, Christian Kunz, and existing investors Partner at STV Mazin Alzaidi, Musaab Hakami, and IslamicFinanceGuru.
Shams and Funding Souq collaborate
In keeping with their strategic alliance, Funding Souq (FS) and Sharjah Media City (Shams) have raised approximately Dh10 million through a special programme intended to lend to approved small- and medium-sized entrepreneurs and projects associated with Shams. To further support the expanding business community, the initiative is anticipated to reach Dh35 million in the near future. The programme’s 100th loan was distributed this year.
Saudi-based Funding Souq raises $2.5 million Seed
Founded in 2020 by Martin Jaouni, Funding Souq connects investors with SMEs looking to raise funding with ticket sizes ranging between $20,00-150,000, enabling investors to get more exposure to SME lending and realise an internal rate of return (IRR) of 20 per cent. he funding will go towards developing more synergies between the company's network of debt investors and family offices and banks to launch new Shariah-compliant fintech products, with plans to expand its regional presence.
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