Platform feature
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Funding Souq
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Forus Platform
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What are you investing in?
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You are investing in pre-screened SMEs based in the UAE and Saudi Arabia, providing them with working capital finance to help them grow.
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You are investing in Saudi Arabia-based SMEs that need working capital financing, invoice finance, or POS financing.
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Who can invest?
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- Funding Souq’s Global platform can onboard nearly all nationalities, allowing almost anyone to invest in UAE-based businesses.
- Funding Souq’s KSA platform can onboard only Saudi nationals and residents as per Saudi Central Bank regulation. |
Forus’ platform can only onboard Saudi nationals and residents with local bank accounts.
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What is the minimum investment?
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The minimum investment is SAR/AED 1,000, or approximately $270. |
The minimum investment is SAR 1,000 ($270). |
What is the maximum investment? |
In Saudi Arabia
- Retail investors can invest up to SAR 250,000 per year and up to 25% of any opportunity’s total requested amount.
In the UAE
- Retail investors can invest up to AED 365,000 per year and AED 36,000 per business
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Retail investors can invest up to 20% of the requested financing, up to SAR 50,000 per investment, and a maximum of 200,000 SAR per year for all financing opportunities on the platform.
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What returns can investors expect?
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Investors can expect a net yield of up to 15% and an IRR of up to 23% as monthly repayments allow for compound return.
To understand the difference between Yield and IRR read our blog here. |
Investors can expect IRR from 9.7% to 30% subject to market demand. |
When are investors paid? |
Investors receive monthly principal and profit repayments. This enables compounding as these repayments are returned. |
Balloon repayment (one time) at the end of the finance term. In most cases it is every 3, 6 or 9 months. |
What are the fees for investors?
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Zero hidden fees.
The returns displayed on the platform are net of any applicable fees. The presented return is what you should expect to earn.
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Zero Fees "Cost-Free Investment" |
Does the platform have an Auto-Investment option?
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Yes.
Once enabled, the Auto-Invest system will automatically allocate your available funds into new opportunities based on your selected investment strategy.
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Yes.
An automated trading option allows you to choose a strategy based on your risk profile.
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Are all finance and investment operations sharia-compliant?
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Yes. You can find more
details about our Shariah certification here.
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Yes.
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