The Balanced strategy is designed to make the most of the available opportunities on Funding Souq. Our system will allocate unlimited exposure to A-rated opportunities as these are fully guaranteed through our partnership with Sharjah Media City. Given that our B-rated opportunities are not guaranteed and are riskier, our system will limit your exposure to 10% of your total portfolio for these opportunities.

The Conservative strategy is designed to minimize your risk but with that comes lower returns as well. Our system will allocate your funds to only A-rated opportunities which are fully guaranteed through our partnership with Sharjah Media City.

Funding Souq only accepts credit worthy businesses after extensive due diligence has undertaken to ensure their creditworthiness. However, that doesn’t mean that risk is fully eliminated, and defaults can still occur. That is exactly why we encourage our investors to diversify their exposure across a number of business and hence lower the risk of capital loss. As an unsecured facility, the risk is borne by the investor. Funding Souq is committed to exercising everything in its power to collect the funds and will initiate legal action if deemed relevant. In order to minimize the risk of a business defaulting, businesses need to provide the necessary guarantees in line with Saudi Arabia practices. This includes an undated but signed cheque for the total fund amount and at least one personal guarantee which is drafted under Saudi Arabia law.

Funding Souq doesn’t allow a investor to sell their investment or investment parts before the end of the finance contract.

Funding Souq will notify the Investors as soon as practically possible if it comes across any information about material change in borrower’s circumstances. It will provide details to the Investors of the material change, any change in their rights arising from this material change and subsequent actions Funding Souq intend to take.