• personaliseYourRisk

    Short investment horizons with monthly repayments

  • getMonthlyRepayments

    Minimum investment amount

  • diversifyYourPortfolioByLending

    Regulated by the Saudi Central Bank

Earn regular income up to 26% per year

Sharia compliant investing in small business finance.

Start investing
header-bg

Earn regular income up to 26% per year

Sharia compliant investing in small business finance.

Start investing
  • personaliseYourRisk

    Short investment horizons with monthly repayments

  • getMonthlyRepayments

    Minimum investment amount

  • regulationBySaudiDubai

    Regulated by the Saudi Central Bank

We make investing fast, safe and easy
  • create-account
    Create an account
    Register as an investor in less than 3 minutes.
  • browse-opportunities
    Browse opportunities
    You can invest manually or enable our Auto Invest feature.
  • invest-money
    Invest
    Deposit funds and start investing.
  • monthly-repayments
    Monthly repayments
    Choose to withdraw your earnings or reinvest for maximum return.
Investing with Funding Souq
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Private Finance
with Funding Souq
Real Estate
Stock Market
(S&P500)
High Yield Sukuk or Bonds
Target Net Returns 15% p.a 8% p.a 9.4% p.a 6% p.a
Time to Double Your Investment 4.8 Years 9 Years 7.7 Years 12 Years
Investment Horizon As little as 3 months Years Varies Varies
Low Correlation to Other Asset Classes
Regular Monthly Income
Compliance Image
Shariah Compliance
Funding Souq offers Shariah-compliant investment and financing solutions. We are dedicated to following Islamic principles, with a Sharia Supervisory Board ensuring compliance.

Certified by the Dar Al Sharia

Investment Calculator
Invested Funds
SAR
Investment Period
Years
Balanced Auto-investing
Conservative Auto-investing
Invested Amount
SAR
Internal Rate of Return (IRR)
%
Annual Net Yield
%
Total Cash Return
SAR
Who can invest on Funding Souq?
Individual Investor
Individuals can invest up to AED 180,000 per calendar year and AED 18,000 in any one business.
Professional Investor
Professional investors don’t have an investment limit. To be classified as a professional investor you need to prove that your net worth exceeds $1m.
Corporate Investor
Companies that register as investors are classified as Corporate Investors.
Testimonials
Frequently Asked Questions

Activating Auto Investing allows investors to invest in a portfolio of businesses instead of a single business. This reduces the investment risk and makes investing more convenient as our algorithm automatically allocates investor funds as per their pre-determined preferences.

The Balanced strategy is designed to make the most of the available opportunities on Funding Souq. Our system will allocate unlimited exposure to A-rated opportunities as these are fully guaranteed through our partnership with Sharjah Media City. Given that our B-rated opportunities are not guaranteed and are riskier, our system will limit your exposure to 10% of your total portfolio for these opportunities.

 

The Conservative strategy is designed to minimize your risk but with that comes lower returns as well. Our system will allocate your funds to only A-rated opportunities which are fully guaranteed through our partnership with Sharjah Media City.

Funding Souq only accepts credit worthy businesses after extensive due diligence has undertaken to ensure their creditworthiness. However, that doesn’t mean that risk is fully eliminated, and defaults can still occur. That is exactly why we encourage our investors to diversify their exposure across a number of business and hence lower the risk of capital loss. As an unsecured facility, the risk is borne by the investor. Funding Souq is committed to exercising everything in its power to collect the funds and will initiate legal action if deemed relevant. In order to minimize the risk of a business defaulting, businesses need to provide the necessary guarantees in line with Saudi Arabia practices. This includes an undated but signed cheque for the total fund amount and at least one personal guarantee which is drafted under Saudi Arabia law.

Funding Souq doesn’t allow a investor to sell their investment or investment parts before the end of the finance contract.

Funding Souq will notify the Investors as soon as practically possible if it comes across any information about material change in borrower’s circumstances. It will provide details to the Investors of the material change, any change in their rights arising from this material change and subsequent actions Funding Souq intend to take.

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